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Headstart On Record

Headstart On Record

The Straits Times 131 Episodes Sep 28, 2026

Headstart On Record is a personal finance, career and lifestyle podcast from The Straits Times, Singapore's national newspaper. Published every first and third Monday of the month, each episode offers practical guidance on managing money, growing a career and improving everyday life. The show is hosted by journalists Sue-Ann Tan and See Kai Wen, with production and editing by Amirul Karim and executive production by Elizabeth Law. It is a Straits Times production under SPH Media.

Episodes

S2E52: Why it's hard saying no to your boss' Instagram follow request
S2E52: Why it's hard saying no to your boss' Instagram follow request Sep 28, 2026 1169 What are the repercussions of adding your boss and colleagues on social media? In this episode, Kai Wen and Sue-Ann discuss the nuances of adding your colleagues and supervisor on social media.  While there are benefits to sharing your personal life with them on these platforms, should we also be wary that they might use the information against us?  Highlights (click/tap above): 0:00 Int
S2E51: High anxiety, spiking cortisol: it's tough making friends as an adult, is it worth the trouble?
S2E51: High anxiety, spiking cortisol: it's tough making friends as an adult, is it worth the trouble? Sep 21, 2026 2513 Our friend circles shrink as we get older. How do we deal with it? In this episode, therapist Cao Zhikai shares how we can deal with losing friends as we enter adulthood, and what we can do to combat that feeling of loss. She also shares about the grief of friendship breakups, which don’t often get given enough attention in a society that prioritises romantic relationships.  Hosts Kai W
S2E50: Why travelling with friends can lead to meltdowns and broken friendships
S2E50: Why travelling with friends can lead to meltdowns and broken friendships Sep 14, 2026 1216 Is travelling with friends worth the risk when all hell breaks loose? From disagreements over budget to one person wanting to “travelmax” while another wants to wake up at noon, a trip can become a horror story.  In this episode, Kai Wen and Sue-Ann discuss whether you should travel with friends and the red flags that can spell disaster instead of a fun holiday. Highlights (click/
S2E49: Singapore stocks have just had their best run in years, are you missing out?
S2E49: Singapore stocks have just had their best run in years, are you missing out? Sep 7, 2026 2074 The US market is exciting, but it can also be dangerous for young investors. The US market has been on a tear, but it is also littered with pitfalls for unsuspecting new investors.  Should we stock pick or just buy the S&P 500? And what about new IPOs like Space X? In this episode, ST business correspondent Sue-Ann Tan looks at how to explore the US market without getting burnt.  Her
S2E48: Pay transparency: what to do after finding out a colleague’s salary is higher than yours
S2E48: Pay transparency: what to do after finding out a colleague’s salary is higher than yours Aug 17, 2026 1841 Would you reveal your salary to your colleagues? What to do if you are underpaid? In this episode, ST’s own manpower correspondent Sharon Salim talks about navigating conversations around salary transparency and how being too transparent can affect workplace dynamics. Hosts Kai Wen and Sue-Ann discuss transparency being crucial to benchmarking against peers in the same industry, and whether
S2E47: Invest in stocks and ETFs because your friend says so? Why friends and finances don’t always mix
S2E47: Invest in stocks and ETFs because your friend says so? Why friends and finances don’t always mix Aug 3, 2026 2071 Talking to friends about money can be sensitive, here’s how to navigate it.  Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. Friendships may be priceless, but money talk often crops up among friends - who owes who money, choosing dinner locations, trying to budget for travel together.  But how c
S2E46: 7 jobs in 14 years: A comms director explains why job hopping isn't always bad
S2E46: 7 jobs in 14 years: A comms director explains why job hopping isn't always bad Jul 20, 2026 2247 Job hopping: Career suicide or a way to learn what works for you? Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. In this episode, Annabel Lim, Business & Reputation Director at communications firm We. Communications shares how she built her career by cycling through 7 full-time jobs. She talks about how ea
S2E45: Investing amid volatility: is it all about managing emotions and impulses?
S2E45: Investing amid volatility: is it all about managing emotions and impulses? Jul 6, 2026 1880 Does buy low, sell high work in today’s volatile market? Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. Everybody wants to be a Warren Buffett - to buy when the market dips and sell when it soars again.  But is this a good investment strategy for everyone? In this episode, ST business correspondent
S2E44: ‘Comedy equals truth and pain’: a clown on taking life less seriously
S2E44: ‘Comedy equals truth and pain’: a clown on taking life less seriously Jun 15, 2026 2688 Are Singaporeans too rigid to be funny? How to take ourselves less seriously to overcome stress. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. In this episode, theatrical clown and actor Shanice Stanislaus shares with host See Kai Wen about how thinking and acting like a clown can help navigate high-pressure
S2E43: Will the AI bubble burst? We break down if tech is still worth investing in
S2E43: Will the AI bubble burst? We break down if tech is still worth investing in Jun 1, 2026 2229 Tech still holds long-term promise but choose companies carefully based on their fundamentals. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. Talk of an AI bubble has been brewing for some time, with many asking when it will burst.  But young investors still want to get in on the tech wave and buy into a
S2E42: Feel like you are not good enough? Here’s what you can do
S2E42: Feel like you are not good enough? Here’s what you can do May 18, 2026 2148 Feel like you are not enough? Learn how to become your ideal self by acting as if you already are. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. In this episode, Singapore theatre actor and musician Andrew Marko shares with host See Kai Wen about how the “Act As If” theory relates to his self-grow
S2E41: Singapore's Les Miserables star Nathania Ong on what it cost to chase her dreams
S2E41: Singapore's Les Miserables star Nathania Ong on what it cost to chase her dreams May 3, 2026 1919 Surviving on vibes and hard work? What it's like working as a freelance artist overseas. Synopsis: Every first and third Monday of the month, get a head start in your personal finance, career and life with The Straits Times. How does a Singaporean make her way onto London’s glittering West End? Nathania Ong made her mark by playing well-loved characters like Eponine in Les Miserables and Eli

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